Terry serves as the Asset Recovery Manager at Utilities Employees Credit Union. In this position, Terry has responsibility for all aspects of asset recovery for the entire lending portfolio, with a focus on achieving and maintaining a predetermined annual delinquency percentage and a predetermined annual charge-off percentage.

Prior to joining UECU, Terry had over twelve years experience with various financial institutions in the Reading area where he held several positions including VP-Retail Risk Review and VP–Retail Loan Collections. He also has nine years of experience in the manufacturing sector, holding positions as Sr. Director-Customer Services and Administration and Sr. Director-World Wide Customer Service. He is a graduate of Lock Haven University with a B.S. Degree in Business Administration. Terry is also a graduate of the Central Atlantic Advanced School of Banking at Bucknell University.