Rick is the Real Estate Loan Manager at Utilities Employees Credit Union. Rick has responsibility for overseeing and coordinating all aspects of the real estate lending function, and ensuring efficient and effective operations. Prior to joining UECU, Rick had over 30 years experience with various financial institutions in Southeastern Pennsylvania where he served as a Team Leader, Retail Credit Officer, Credit Manager, and Consumer Credit Manager. He is a graduate of Penn State University with a B.A. Degree in Finance and Economics. Rick also graduated with honors and was recipient of the Jefferson Cup from the Graduate School of Retail Banking at the University of Virginia.